Second this. Really drives home what the average person should be doing in the markets.

I also like "Are you a stock or a bond".

https://www.amazon.com/Are-You-Stock-Bond-Financial/dp/01331...

Ah. At what level is the broader economic system that your systemic hedge helps? A city? A county? Anywhere within a reasonable car commute? The state? The country (which, for some Europeans, is all within a reasonable car commute)?

From your website, looks like the systemic hedge is focused on SV right now, which makes total sense. Bet once you get it nailed there, there's plenty of blue ocean in the other tech hubs.

Also, I bet you've seen this, but this book really opened my eyes to the fact that your expected lifetime income was another asset to think about diversifying: http://www.amazon.ca/Are-You-Stock-Bond-Financial/dp/0133115...