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jabl · 2017-06-08 · Original thread
Clicking through the health care links in the article you come across somebody called David Goldhill who has written about the topic: https://www.theatlantic.com/magazine/archive/2009/09/how-ame...

Or (AFAIU, without having read it myself) a longer version of the argument presented in book-form at https://www.amazon.com/Catastrophic-Care-Everything-Think-He...

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