1. Insurance: you buy it either via Obamacare exchange (e.g. https://www.coveredca.com/ in California) or buy it directly from health insurer operating in your state. Use Google to find one. If you can, buy Oscar Health.
2. You don't need LLC or S Corp. You can form one if you like spending money and filling out paperwork. Freelancers can operate as individuals.
3. You don't need a lawyer. You can get one. Yelp.
4. You don't need an accountant. You can get one. Yelp.
5. Read the contracts. If you don't understand them, hire a lawyer to explain them to you.
6. 6 months of expenses, the more the better.
7. By negotiating with your clients and balancing your needs with their needs.
2. You don't need LLC or S Corp. You can form one if you like spending money and filling out paperwork. Freelancers can operate as individuals.
3. You don't need a lawyer. You can get one. Yelp.
4. You don't need an accountant. You can get one. Yelp.
5. Read the contracts. If you don't understand them, hire a lawyer to explain them to you.
6. 6 months of expenses, the more the better.
7. By negotiating with your clients and balancing your needs with their needs.
Want to know more?
* https://www.amazon.com/Working-Yourself-Independent-Contract...
* https://www.google.com/search?q=freelancing+guide+for+progra...